Moranbah & Nebo
Marian Mackay

Tips on Maximising Health Fund Insurance

Tips on Maximising Health Fund Insurance

Most health funds roll over their members’ health fund benefits on the 1st January and when this occurs your unclaimed entitlements will be lost. Do not wait for this to happen. At DentalCareXtra, we offer various of treatment plans for you.

There is a reason health funds allow for a 6-month check and clean. That is because if you are having regular maintenance, you are less likely to need more complex treatment, which means they will ultimately have less to pay. This thought process is the same for you as well. The more you maintain, the less you need, and the less you pay.

If you’re looking to straighten your teeth, Invisalign can be under your traditional dental insurance under orthodontic care. For the value of treatment from $57 per week over 24 months, you can ensure that you can now make your smile affordable. Refer to our zipMoney Application page for more details and Application Link to zipMoney. zipMoney application is subject to Credit Terms and Conditions along with Credit Acceptance by zipMoney.

Also, a portion of the cost of crowns and implants is generally covered by insurance. Unfortunately, most dental insurance policies do not cover tooth implants because most companies categorise them as a “cosmetic procedure.” Although if you have gotten dental implants, you know that it’s more than just a cosmetic choice — it can be a life-changing and mouth-saving choice.

But on the upside, many insurance companies are beginning to see the importance of dental implants. They are starting to see the long-term health benefits of getting implants. As of right now though, it’s probably unlikely that your insurance company will cover the cost of dental implants. However, you can still file a claim in an attempt to get some sort of reimbursement.

If you need to get dental implants, your best option is probably using medical insurance, but even then, you will probably have some out-of-pocket expenses. Under many medical insurance plans, implants are considered essential in restoring the jaw for eating and speaking.

If you have more questions regarding your insurance and how to use it, just stop by! We can answer all the questions you have and get you on the right path to affordable dental care.

~ your smile oasis